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St. Marys Catholic School of Waterford

Tuition and Financial Aid

Tuition at St. Mary's School is among the lowest of any non-public or parochial school in the Capital District. This is possible due to the tremendous fundraising efforts of our Parent Teacher Organization as well as the vast financial support we receive from our parish, St. Mary of the Assumption.

St. Mary’s Catholic School of Waterford

2023-2024 Tuition Rates


Below are the tuition rates associated with each section of our program.

Program Level

Annual Tuition

PreK 3 or 4: Five Day Full Day (8AM-2:30PM)




PreK 3: Mon, Wed, Fri Half Day (8AM-11:30AM)


PreK 3 or 4: Mon, Wed, Fri Full Day (8AM-2:30PM)


PreK 3: Tues, Thurs Half Day (8AM-11:30AM)


PreK 3: Tues, Thurs Full Day (8AM-2:30AM)




Kindergarten through Grade 8


Family of 1


Family of 2


Family of 3 or more




  • Families with a PreK student will receive a 15% discount off the PreK tuition if they have an older student in our K-8 program.
  • ALL families must create and maintain a tuition account with FACTS Management.
  • FACTS will assess a $46.00 fee per family for payment plans with 3 or more payments and $35 for 2 or fewer payments per account, annually, charged directly to the family’s FACTS account.
  • Morning Care is available beginning at 7:00 am daily. Fees for Morning Care and After School Care are billed to a family’s FACTS account weekly as follows:

Morning Care

$8.00 per family

After School Care


          One child


          Two or more children


Noon Dismissals


          One child


          Two or more children





There is a NON-REFUNDABLE registration fee, per student, due at time of registration. Fee schedule below:

New families: Prek-$250/K-8-$200                                    

Current families: Prek-$150/K-8-$100


Financial Aid is available through the Roman Catholic Diocese of Albany as well as St. Mary’s School (grades 1-8 only). Simply apply online with FACTS Grants and Aid. A link to the online application can be found on our website, Click on Admissions, then Tuition/Financial Aid.