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St. Marys Catholic School of Waterford

Tuition and Financial Aid

Tuition at St. Mary's School is among the lowest of any non-public or parochial school in the capital district. This is possible due to the tremendous fundraising efforts of our Parent Teacher Organization as well as the vast financial support we receive from our parish, St. Mary of the Assumption.


For the 2019-2020 school year, tuition will be charged as follows:

Program Level

Annual Tuition



Pre-k 3 year old (Tues. & Thur. 9:00-11:30)


Pre-k 4 year old (Mon. Wed. & Fri. 8:00*-11:30)


Pre-k 4 year old (Mon. Wed. & Fri. 8:00*-2:30)


Pre-4 year old (Mon through Fri. 8:00*-2:30)


 * Doors open for drop off at 7:30


Kindergarten through Grade 8


Family of 1


Family of 2


Family of 3


Family of 4


(A family with a pre-k student AND another student enrolled in any grade K-8 will receive a 15% discount off the Pre-K tuition.)

*Aftercare begins for pre-k at 2:30 and runs until 5:30. Additional costs apply.

Please note a $50.00 nonrefundable registration fee, per family, is due with registration or re-enrollment. This fee increases to $150.00 after August 1st

FACTS Tuition Management:

All St. Mary's School families are required to establish a FACTS Tuition Management account. Payment plans can be customized to allow parents to pay their tuition in one, two, or eleven monthly installments. Online access to your account makes staying abreast of account activity easy and convenient. FACTS Management will assess a $41.00 fee per family account annually. 

Parents may also submit requests for financial assistance online through FACTS Grants and Aid, the online tuition assistance portion of the FACTS Management portal. Online applications can be submitted via and all applications must be filed by April 1st, prior to a September school year. This information will then be considered for Diocesan tuition assistance such as aBeacon of Hope Scholarship (BOH application form), a Ken and Thelma Lally Scholarship (Lally Scholarship information sheet) as well as parish assistance in the form of a grant from our Penny Fund Scholarship.  Families with currently enrolled students or children transferring from another Catholic School are eligible to apply for tuition assistance. Tuition assistance is not available to students in our Pre-K or kindergarten programs.